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Smith Hearthstone Homes' Exclusive Guide
Discover Our Exciting New Inventory and Convenient Construction-to-Permitting Financing Options!

Smith Hearthstone Homes' Exclusive Guide to Custom Home Building! Building on Your Lot or Ours 🏡
NOW SHOWCASING AVAILABLE HOMES 🏡

Experience luxury in this stunning, newly constructed two-story home in Riverside Terrace, designed for today’s homeowner. This 5-bedroom, 4-bathroom masterpiece spans an expansive floor plan, offering an array of upscale features and an effortless blend of elegance. Step inside to a grand foyer leading to spacious living areas with soaring ceilings, sleek finishes, and abundant natural light. The kitchen, complete with high-end appliances, custom cabinetry, and an oversized pantry. Enjoy movie nights in your private media room or retreat upstairs to the game room. The primary suite is a true sanctuary, featuring a spa-inspired open concept bathroom, large walk-in closet. Additional in-home elevator for easy access between floors, a 3-car garage equipped with an electric car charging station, and thoughtfully designed secondary bedrooms perfect for family or guests.The backyard oasis awaits: a sparkling pool with a heated jacuzzi and ample space for lounging or hosting gatherings.

Did someone say Custom Luxury? Well here you have it. This gorgeous Modern Hearthstone Home has what you have been looking for, a Custom kitchen with top of the line appliances, mud room, marble floors and a wine room that's perfect for wine lover's and an open concept that's perfect for entertaining. Take the elevator to your HUGE media room on the second floor, or to your second kitchen on the 3rd floor. You will also find 2 laundry rooms, and a primary bedroom that is truly an OASIS that most will envy, while enjoying some nice me time in your custom bathtub or separate shower with your double sided fire place lit for those romantic days or nights. This home is centrally located giving you access to fine dining and shopping, with great schools to choose from as well in the heights area. A MUST SEE!!! So come take tour of YOUR future home!

Experience luxury in this stunning, newly constructed two-story home in Riverside Terrace, designed for today’s homeowner. This 5-bedroom, 4-bathroom masterpiece spans an expansive floor plan, offering an array of upscale features and an effortless blend of elegance. Step inside to a grand foyer leading to spacious living areas with soaring ceilings, sleek finishes, and abundant natural light. The kitchen, complete with high-end appliances, custom cabinetry, and an oversized pantry. Enjoy movie nights in your private media room or retreat upstairs to the game room. The primary suite is a true sanctuary, featuring a spa-inspired open concept bathroom, large walk-in closet. Additional in-home elevator for easy access between floors, a 3-car garage equipped with an electric car charging station, and thoughtfully designed secondary bedrooms perfect for family or guests.The backyard oasis awaits: a sparkling pool with a heated jacuzzi and ample space for lounging or hosting gatherings.

Welcome to Hearthstone Homes, where we pride ourselves on crafting exquisite living spaces tailored for the modern family. Our innovative designs seamlessly integrate luxury and functionality, providing an ideal environment for generations to grow together. Discover the ultimate entertainment experience. The entire home is pre-wired for a state-of-the-art surround sound system, controllable from your smartphone, with speakers installed throughout the interior and exterior, ensuring every gathering is a memorable one. Step into luxury with our premium finishes, including elegant hardwood floors, durable granite countertops, rejuvenating rainfall showers, luxurious stand-alone soaking tubs, and stylish double-sided fireplaces. Our homes also feature spacious walk-in closets, an inviting outdoor kitchen, and a dedicated home office, all crafted with the utmost attention to detail and quality.

The 4.25% Level
The 10-year Note's decline to 4.25% is significant because this yield acts as a key support floor. It could halt or even reverse the decline in interest rates. Keep an eye on this level with us.
30-year Mortgage Rates
The 30-year fixed rate mortgage averaged 6.76% as of February 27, 2025, down from the previous week when it averaged 6.85%.
Bottom Line: Interest rates have been falling since Secretary Bessent focused on lowering the 10-year yield. However, declines like we've seen won't be smooth; expect disruptions, especially with bonds now at critical levels.
Looking Ahead
Next week, attention shifts to the employment side of the Federal Reserve's dual mandate. We'll get data on job openings, quit and hire ratios, and the all-important jobs report on Friday. Current expectations are for 155,000 new jobs.

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